MIST INNOVATIVE SOLUTIONS CORP.


Innovations Starts Here...



Integrated Core Banking/Coop System



Salient Features



  • Multi-tier application
  • Cross platform (Runs On:)
    • Microsoft Windows
    • Linux
    • Mac
  • Cloud ready
  • Multi-branch
  • Single Login
  • Multi-product
  • Fully Integrated
  • ATM Interface ready
  • Web-based solution
  • Browser friendly
  • Fully Secured with data integrity verification
  • Highly parameterized


CASA Features



Products





✓ Current or Demand deposits

✓ Regular Savings

✓ Time Deposit

✓ Special Savings

✓ Share Capital ​





Account Transactions





✓ Cash Deposit/Withdrawal

✓ Check Deposit

✓ Credit/Debit Memos

✓ Returned Checks

Force Clear/Extend Checks Clearing

✓ Place/Lift Hold

✓ Rebuild/Update Passbook/Issue

Passbook

✓ Change Account Status





Account Inquiries





✓ Balances

✓ Account Status

✓ Transaction History

✓ Uncleared Checks

✓ Unprinted Transactions

✓ Average Daily Balance

✓ Holds

✓ Account Receivable



User





✓ Cash/Checks Monitoring

✓ Transaction Reversal

✓ Reprint Document Slip

✓ User Transaction Lists





Term Deposit





✓ Automatic Assigning of Interest Rate

✓ Cash/Check Placement

✓ Cash/Check Pre-termination

✓ Cash/Check Redeem

✓ Auto Renewal/Auto Credit to

Savings Account

✓ Issue Certificate No.

✓ Edit TD Details





Report Generation





✓ Daily

✓ Monthly

✓ Quarterly

✓ Customized Reports

✓ SQL Based Reporting

✓ Supports Third Party Reporting Tools



Security





✓ Sign On / Sign Off Branch

✓ Disbursement Limit

✓ Cash in Box Limit

✓ Transactions Override





Automatic End of Day Processing





✓ Float Roll Down and Clearing

Suspension

✓ Accrual/Interest Posting

Reclassification Service Charges / AIP

✓ HSD and GLAD Posting

✓ Account Receivable Storing

✓ Interest on Capital and Patronage

Refund

✓ TD Auto Renewal / Auto Credit

to Savings Account

✓ Data Maintenance





Other Features





✓ Inter-Branch Transactions

✓ Miscellaneous Transactions

✓ Batch Posting

• Payroll

• HSD / GLAD / Interest on Capital

/ Patronage Refund

✓ ATM Interface Ready

• ISO 8583 Financial Message Format

• Other Proprietary Message Format



Membership/CIF Features





✓Data Privacy Details Compliant

✓Easy Searching Of Clients

✓Capture/Upload Picture and Signatures

✓Customer Number Merging



Mobile Banking Features





✓Android/IOS Compatible

✓KYC Registration

✓Accounts Balance Inquiry

✓Transaction History

✓Account Fund Transfer



GL Features





✓ Supports Multi Branches

✓ Supports Multi Currency

✓ Coop-wide / Head-Office / Branch / Department Consolidation

✓ Inter-office Transactions

✓ Multiple Debits and Credits

✓ Automatic Generation of JE number

✓ BSP Standard GL and SL Numbering

✓ Budget Administration

✓ Sign-On / Sign-Off Branch



Coop-wide/HO/Branch/Department Reports





✓ EditList

✓ ProfSheet

✓ GeneralJournal

✓ TrialBalance

✓ TrialBalanceComparative

✓ BalanceSheet

✓ BalanceSheetComparison

✓ IncomeStatement









✓ IS Comparison

✓ CashReceipts

✓ CashDisbursements

✓ GeneralLedger

✓ GLChartAccounts

✓ BudgetBalanceSheet

✓ BudgetIncomeStatement

✓ BudgetTrialBalance



Automatic End of Day Processing





✓ CASA Integration

✓ LMS Integration

✓ Automatic Reconciliation of Inter-Office Transactions

✓ Sign Off / Sign On / Change Date

✓ Data Maintenance









LMS Features





✓ Multiple Products and Sub Products

✓ Multiple Computation Type and Payment Frequency

✓ Multiple Co-Makers and Collaterals

✓ Payment Hierarchy

✓ Specified Repayment

✓ Supports Multiple Insurance

✓ CASA Integration for Loan Release and Payment

✓ Validation Printing



Account Transactions





✓ Cash/Check/Debit to CASA Payment

✓ Credit/Debit Memo

✓ Wave Amount Due

✓ Returned Check

✓ Update Status

✓ Inquiry

✓ Reprice

✓ Extend





Automatic End of Day Processing





✓ Sign Off / Sign On / Change Date

✓ Automatic Reclassification of Accounts

✓ Data Maintenance





Mobile Collection System





✓ Real time posting of payment

✓ Printing of Acknowledgement Receipt

✓ Inquiry of amortization due.





MIST INNOVATIVE SOLUTIONS CORP.



2nd Flr. Molave Building
2231 Chino Roces Avenue Makati CitY
Philippines

TEL No. +63 02 7791 6346